Once a business approves your submission, the reward is added to your balance. This guide explains how to withdraw your earnings to a Nigerian bank account, what each step is for, and how to avoid the small mistakes that slow payouts down.
1. Understand your balance
Your dashboard and earnings page show three things:
- Pending: tasks you have submitted that are still being reviewed.
- Clearing: approved rewards in a short clearing period. On Microtask, approved earnings clear for 3 days before they can be withdrawn. This gives time to catch mistakes and fraud, which protects honest workers and businesses.
- Available: money you can withdraw now.
2. Add a withdrawal method
Go to Withdrawal methods and add the bank account you want to be paid into. Double-check the account number and bank. Payouts go exactly where you tell them to, and the account name should match the name on your verified ID.
3. Verify your email and identity
Before your first withdrawal you need to:
- Verify your email in Settings with a 6-digit code.
- Verify your ID (KYC) with a passport, national ID card, driver's licence or voter's card. You only do this once. Read why KYC matters.
4. Add a second security step
Every withdrawal on Microtask is confirmed with an authenticator app or a passkey. This means that even if someone learned your password, they could not move your money. Setting it up takes two minutes. See how to set up two-factor protection.
5. Request your withdrawal
- Open Earnings and choose Withdraw.
- Enter the amount. It must be at least the minimum shown on the page.
- Confirm with your authenticator code or passkey.
- Follow the status on your earnings page: requested, processing, sent.
How to avoid withdrawal delays
- Use an account in your own name. A mismatch between your verified name and the bank account name is the most common cause of delays.
- Check your account number twice. A wrong digit can send money to the wrong place.
- Set up your security step early, before you need to withdraw.
- Keep your email working. We send updates about your withdrawals to your email address.
Your withdrawal checklist
| Step | Done once or every time? |
|---|---|
| Verify your email | Once |
| Verify your ID (KYC) | Once |
| Set up an authenticator app or passkey | Once |
| Add your bank account | Once, update if it changes |
| Confirm with your code or passkey | Every withdrawal |
Do the one-time steps early, ideally after your first approved task, so your first withdrawal is quick.
Plan your withdrawals
- Withdraw on a regular rhythm, such as weekly, instead of every small amount.
- Move part of each withdrawal into savings straight away. See how to save on a small income.
- Keep a simple record of what you withdraw each month.
Read the withdrawal status
- Requested: we have your request.
- Processing: the transfer is being prepared.
- Sent: the money is on its way to your bank.
Most issues come from a mismatch between your verified name and the bank account name, so check those first if anything takes longer than expected.
Stay safe
Microtask will never ask for your bank PIN, your BVN or a one-time password by phone, WhatsApp or email. If anyone asks, it is a scam. Read our guide to online job scams in Nigeria.